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* Membership and credit requirements apply. Contact the Credit Union for details.

** The Credit Union may pay closing costs to third parties when the loan closes and disburses. Should the loan application be canceled by the member, declined, or credit cannot be granted, the member will be responsible for reimbursement to the Credit Union of all expenses incurred by the Credit Union on the member’s behalf prior to the point of cancellation. The Credit Union may require the loan to maintain a minimum balance for up to 36 months from the date of closing. If your loan requires an appraisal, you will be responsible for this fee.  Should evidence of possible termites and/or termite damage be found during the appraisal inspection, the member will be responsible for the payment of all termite inspection, treatment, and/or repairs recommended prior to closing and funding the loan. 

*** APR=Annual Percentage Rate. Rates subject to change without notice. Velocity reserves the right to restrict LTV limits. Individual rates will be determined by credit worthiness, ability to repay, loan to value (LTV), property type, and term. Contact the Credit Union for complete details.

^APR=Annual Percentage Rate. Rates are valid as of 11/01/24. A minimum loan amount of $10,000 and a maximum loan amount of $200,000 applies. Must be primary residence within the State of Florida. Rates are subject to change without notice. For a $50,000 closed-end EZ Refi Home Equity Loan with a term of 60 months at 5.000% APR, the monthly payment is $957.38. Monthly payments shown are principal and interest only. Borrower is responsible for taxes and insurance. Credit Union reserves the right to cancel this program at any time. In-house refinances are excluded.